Ask the programme a question, not a portrait wall

The five-day outline

All 5 days and all 49 published entries, in the organiser’s order. Two rooms run in parallel: Main Stage (Room A · strategy) and Innovation & Implementation (Room B · delivery).

1. 23 November 2026

   Day 1 — AI & Trusted Finance

   AI-native banking, governance, model risk, data foundations, and the path from pilots to enterprise value.

   15 published contributors · registration 08:30 · programme from 09:00 · Networking reception ends 15:45

   Show the contributors for this day

   • Registration, welcome coffee & executive networking Badge collection, event app access, room orientation. Curated introductions between banks, fintechs and strategic partners. — 08:30–09:00,
   • AI governance & model risk — 09:00–09:30, Rita Gnutti · Head of Internal Validation and Controls · Intesa Sanpaolo · Italy
   • AI governance with a special emphasis on Agentic Systems — 09:00–09:30, Oliver Maspfuhl · Head of Anti Financial Crime Modelling Germany & EMEA · Deutsche Bank · Germany
   • Data, AI enablement & intelligent automation for bank operations — 09:30–10:00, Gladson Baby · VP & Director of Data & AI Enablement · Fifth Third Bank · US
   • Scaling AI responsibly: leadership playbook for AI risk & compliance — 10:00–10:30, Frans Vanbruggen · Werkgebied Lead · AI Coalitie 4 Nederland (AIC4NL) · Netherlands
   • AI Governance: mitigating the risks of AI to unlock its true value — 10:00–10:30, Dr. Paul Dongha · Head of Responsible AI & AI Strategy · NatWest Group · UK
   • AI-driven banking by 2030: from transformation ambition to measurable execution — 10:30–11:00, Alina Timofeeva · Managing Partner — AI, Data & Digital Transformation · Saudi Arabia
   • From Process Scans to Scalable Execution: Building Human & Machine Operating Models — 10:30–11:00, Zsofia Kovacs · Efficiency Advisor, Group Organisation & Operations · KBC Bank & Verzekering · Belgium
   • Networking break Refreshments, peer exchange, targeted 1:1 meetings. Preparation for AI operating-model sessions. — 11:00–11:30,
   • Case study: AI & machine learning in operations and fraud detection — 12:00–12:30, Hassan Omidi Firouzi · VP, Applied AI ML Lead · JPMorgan Chase & Co. · US
   • Human resilience in AI-driven banking — 12:30–13:00, Dilek Süzal · Leadership Coach · BetterUp · Austria
   • Credit risk management, related modelling and stress testing in an era of trade wars: the AI solution — 12:30–13:00, Ramesh Gopal · Chief Risk Officer UAE & Saudi · Deutsche Bank · UAE
   • Networking lunch Hosted lunch with speaker and delegate introductions. Informal discussions around AI adoption, operations and governance. — 13:00–14:00,
   • Afternoon panel discussions Multi-bank panels on AI scaling, governance, and human resilience across both rooms. — 14:00–15:15,
   • Networking reception Day 1 closes with informal networking and partner meetings. — 15:15–15:45,

2. 24 November 2026

   Day 2 — Identity & Cyber Resilience

   Digital identity, fraud prevention, authentication, cyber resilience, and real-time trust across banking journeys.

   16 published contributors · registration 08:45 · programme from 09:00 · Networking reception ends 15:30

   Show the contributors for this day

   • Chairperson opening Frame the day around identity, cyber resilience and real-time trust. Highlight key questions for senior banking, risk and security leaders. — 08:45–09:00,
   • Corporate digital identity management — 09:00–09:30, Stephan Wolf · Chair of the Board · Verifiable.Trade Foundation · Germany
   • Digital trust in AI-led banking · risk, audit and cyber oversight at board level — 09:30–10:00, Dr. Björn Lenzmann · Member of The Supervisory Board · DenizBank · Turkey
   • User centricity in cybersecurity · UX research and behavioural science — 09:30–10:00, Nazima Kadir · Global Head of UX: Cybersecurity · J.P. Morgan · UK
   • Custody, governance and operational controls for digital assets — 10:00–10:30, Lubin Reyes · Founder and CEO · Custodial Management Solutions Ltd · UK
   • Continuous identity assurance — 10:00–10:30, Zafer Ergezen · Practice Lead/Director — KYC, CDD & Onboarding · GarantiBank International NV · Netherlands
   • Networking break Coffee and 1:1 meetings. Peer exchange on digital identity, cyber and fraud priorities. — 10:30–11:00,
   • Cloud resilience and concentration risk in regulated banking — 11:00–11:30, Eran Goldman Malka · Cloud Security Manager · European Depositary Bank SA · Luxembourg
   • Navigating AI, Operational Resilience and Regulatory Evolution (DORA) — 11:00–11:30, Ricardo Galvao · ICT Risk, Processes & Quality · NOVO BANCO · Portugal
   • Fraud accountability: governance, liability and customer-protection controls — 11:30–12:00, Ezra Dulberg · Associate Director · BDO UK · UK
   • From compliance cost to competitive advantage: trusted organisational identity — 12:00–12:30, Alexandre Kech · Executive · GLEIF · Germany
   • From compliance cost to competitive advantage · in practice — 12:30–13:00, Ines Gensinger · Head of Global Corporate Communications · GLEIF · Germany
   • Case study: DLT and its influence on payments and bank operating models — 12:30–13:00, Ishtiaq Ahmed · Senior Manager, Strategic Revenue Development · HSBC · UK
   • Networking lunch Identity, fraud and cyber specialists. Discussion on bank readiness for wallets, passkeys and cyber resilience. — 13:00–14:00,
   • Afternoon panel: DORA, AMLA & the future of digital trust Multi-bank panel on regulatory readiness, fraud accountability and DLT trust frameworks. — 14:00–15:00,
   • Networking reception Day 2 closes. — 15:00–15:30,

3. 25 November 2026

   Day 3 — Payments & Digital Assets

   Instant payments, wallets, tokenization, Open Finance, digital assets, and the future of money movement.

   20 published contributors · registration 08:45 · programme from 09:00 · Networking reception ends 16:30

   Show the contributors for this day

   • Chairperson opening — 08:45–09:00,
   • Instant payments and interoperability — 09:00–09:30, Domenico Scaffidi · CEO & Founder · DS Payments Ltd · UK
   • The new payments landscape · instant, interoperable, invisible and built on trust — 09:00–09:30, Paul Walvik-Joynt · VP Commercialization Real-Time Payments · Mastercard · Norway
   • Digital wallets and biometric payments · customer experience and secure authentication — 09:30–10:00, Mihai Draghici · Founder & CEO · PayByFace · Romania
   • Moving Money — how banks think · the new role of the Chief Payment Officer — 10:00–10:30, Viktoria Soltesz · Founder · PSP Angels · Cyprus
   • Open Finance and financial-institution growth · emerging markets, innovation and scale — 10:30–11:00, Ara Sargsyan · Head of Financial Institutions Division · Ameriabank · Armenia
   • Case study: Open Finance · practical lessons and implementation insights — 10:30–11:00, Kazim Oguz · SVP, Digital Channels and Open Banking · DenizBank · Turkey
   • Networking break Peer exchange on instant payments, wallets and Open Finance. — 11:00–11:30,
   • Open Finance strategy · data access and commercial ecosystem design — 11:30–12:00, JP Fabri · Founding Partner · Seed · Malta
   • Corporate payment business: PSD3 · instant payments and fraud accountability — 12:00–12:30, Ulrich Loof · Senior Expert Transaction Management · DZ BANK AG · Germany
   • A2A payments and European scale · growth, adoption and cross-border reach — 12:00–12:30, Arash Marandi · Business and Operations · Zaver · Sweden
   • Future of digital wallets · bank readiness and customer expectations — 12:15–12:45, Sadik Bas · EVP, Marketing Portfolio Management & Digital Products · Garanti BBVA · Turkey
   • Digital wallets · product design, use cases and ecosystem integration — 12:15–12:45, Yodaly Sierra · Founder & CEO · Eco2wallet · UK
   • Networking lunch Payments, wallets and digital-asset leaders. Discussion on digital euro, A2A and tokenization. — 13:00–14:00,
   • Wallet risk, payment controls and customer trust at scale — 13:45–14:15, Vaida Saltenyte · Head of Payments Relations · CXM · Cyprus
   • Future payments landscape · European finance — market outlook and ecosystem implications — 13:45–14:15, Victor Rivera · Managing Director and Co-Founder · Aluna Partners · UK
   • Tokenization infrastructure · architecture, rails and future payments landscape — 14:15–14:45, Thomas Langbein · Chief Commercial Officer · Trever · Germany
   • Case study: Future payments landscape · regional insights and commercial adoption — 14:45–15:15, Wendy Delmar · CEO · Caribbean Association of Banks · Saint Lucia
   • Tokenized market infrastructure · regulated FMI and operating models — 14:45–15:15, Kathrin Fortmann · Strategic Partnerships Manager · BX Digital · Switzerland
   • Networking reception Day 3 closes. — 15:30–16:30,

4. 26 November 2026

   Day 4 — Customer Growth & Platform Banking

   Omnichannel journeys, AI-assisted service, smart branches, SME banking, and platform-based growth.

   23 published contributors · registration 08:45 · programme from 09:00 · Networking reception (see live agenda)

   Show the contributors for this day

   • Chairperson opening Frame the day around customer growth and platform scale. Set priorities for retail, digital and transformation leaders. — 08:45–09:00,
   • Human-AI banking experience — 09:00–09:30, Rudolf Stefanich · Lead UX Researcher · Bitpanda · Austria
   • AI-augmented service and product-led banking at scale — 09:00–09:30, Speaker TBC
   • Present and Future of Digital Transformation in Islamic Banking — 09:30–10:00, Wan Halim · Head of Shariah Governance (Global) · Crédit Agricole CIB · UAE
   • Omnichannel banking leadership and customer growth in Czech and regional banking — 09:30–10:00, Tomas Reytt · Chief Sales Officer · mBank CZ · Czech Republic
   • Lithuanian credit union model: data analysis plus human touch in lending — 10:00–10:30, Mantas Janavicius · Member of the Management Board · Investuotoju asociacija · Lithuania
   • No-touch banking and mesh-up finance for non-financial customer pools — 10:00–10:30, Wolfgang Strobel · Managing Director · Investigence GmbH · Germany
   • Networking break Peer exchange on customer experience, branch transformation and AI service. — 10:30–11:00,
   • Micro-SME growth, digital SME banking and financial inclusion — 11:00–11:30, Mohammad Jakirul Islam · EVP, Head of Strategy, Innovation and New Business · BRAC Bank · Bangladesh
   • Micro-SME banking growth and digital onboarding for entrepreneurs — 11:00–11:30, Istvan Fetter · Head of Small Business Segment Management · CIB Bank · Hungary
   • Impact investing, sustainable finance and customer value in the next banking cycle — 11:30–12:00, Caroline Philippe · Senior Investment Manager — Stellar Impact · BNP Paribas · Belgium
   • The AI-Native Bank: Building Intelligent Financial Ecosystems for the Age of AI Agents — 11:30–12:00, Itir Aydogan · Ecosystem Banking and Innovation Director · Yapı Kredi · Turkey
   • Case study: Open Banking 2.0 and SME digital transformation through Z-Transformation — 12:00–12:30, Ender Aydin · Digital Solutions Manager · Ziraat Bankası · Turkey
   • How European banks are retooling for platform scale — 12:00–12:30, Margus Simson · Chief Digital Officer · Komerční banka · Czechia
   • Networking lunch Focused on customer growth and platform transformation. Meetings with retail, SME and digital banking leaders. — 13:00–14:00,
   • Stress-aware banking journeys — 13:45–14:15, Justin Pesch · Senior Sales Manager · PAIR Finance · Netherlands
   • Credit risk management and stress testing in an era of trade wars · the AI solution — 13:45–14:15, Ramesh Gopal · Chief Risk Officer UAE & Saudi · Deutsche Bank · UAE
   • Case study: AI in compliance, AI governance and Digital Fraud — 14:15–14:45, Stefan Moser · Head Group Compliance & Operational Risk · VP Bank AG · Austria
   • Case study: Agile banking transformation — 14:15–14:45, Davor Gašparac · Senior Program Manager, BA Chapter Lead & Agile Coach · Erste Digital · Austria
   • Case study: Platform-scale banking — 14:45–15:15, Fabio Turel · Information Technology Strategy Manager · Generali · Switzerland
   • Customer growth meetings and platform demos — 14:45–15:15,
   • Afternoon panel: Platform-scale banking, Open Finance & agile customer transformation Fabio Turel · Ender Aydin · Kazim Oguz · Davor Gašparac. — 15:15–16:00,
   • Networking reception Day 4 closes. — 16:00–16:30,

5. 27 November 2026

   Day 5 — Future-Proofing Banking 2027–2030

   Post-quantum readiness, sovereign AI, and the technologies shaping banking to 2030.

   17 published contributors · registration 08:45 · programme from 09:00 · Farewell coffee ends 15:45

   Show the contributors for this day

   • Chairperson opening Frame the final day around 2027–2030 strategic priorities. Link systemic risk, regulation, technology and board decision-making. — 08:45–09:00,
   • Systemic Risk in European Banking 2027–2030: Geopolitics, AI and Structural Vulnerabilities — 09:00–09:30, Ulf Holmberg · Functional Lead and Senior Analyst · Swedbank · Sweden
   • Preparing banks for systemic threats: cyber, geopolitical disruption and operational concentration risk — 09:00–09:30, Naji Freiha · Risk Appetite, Strategy and Governance · Konsilium · France
   • Systemic threats and stress testing · post-quantum readiness — 09:30–10:00, Christoffer Kok · Head of Division, Stress Test Experts · European Central Bank · Germany
   • Payment systems regulation, consumer protection and future payment rails — 09:30–10:00, Jayne Godfrey · Payment Systems Regulator · UK
   • 2027 regulatory radar: AML, supervisory readiness, governance and EU regulatory developments — 10:00–10:30, Xenia Neofytou · Managing Director · CX Financia · Cyprus
   • Networking break Peer exchange on systemic risk, quantum readiness and regulation. — 10:30–11:00,
   • Case study: AMLR/AMLA transition and changing supervisory expectations — 11:00–11:30, Speaker TBC
   • Moving Money · payment education and market adoption in the next payments cycle — 11:30–12:00, Manuela Zuluaga · Marketing & Digital Specialist · The Soltesz Institute · Italy
   • Evolution of regulatory framework in the digital asset industry: VASPs, crypto AML and cross-border risk — 12:00–12:30, Jese Medina Gutierrez · CDD Onboarding Manager · Tether.to · Spain
   • Open finance, AI transformation and digital assets · tech radar — 12:00–12:30, Tanja Imamovic · Digital Transformation & Technology Strategist · Raiffeisen Bank International · Austria
   • Networking lunch Regulatory, risk and technology leaders. Discussion on digital euro, AMLA and cyber resilience. — 12:30–13:30,
   • Future payments and cards: real-time access, transaction handling and service design — 13:30–14:00, Michał Niwiński · Co-founder and CTO · SoftwarePlant · Poland
   • Payment innovation through an investment and market-readiness lens — 13:30–14:00, Stefano Sciacca · Managing Director · Aluna Partners · UK
   • Afternoon panel: AMLA transition, AI compliance, wallets, risk, payments and tokenization Stefan Moser (VP Bank AG) · Vaida Saltenyte (CXM). — 14:00–14:45,
   • Closing plenary: Future-proofing European banking Strategic synthesis of the week's key themes and priorities for European banking 2027–2030. — 14:45–15:15,
   • Farewell coffee Final delegate conversations and speaker follow-up meetings. — 15:15–15:45,